When California real estate investors need reliable capital fast, they turn to Fidelity Funding.
In the competitive California real estate market, speed and reliability are everything. Traditional banks can take months to close, bogged down by red tape and strict underwriting guidelines that don't fit the realities of real estate investing.
As a direct private lender based in California, Fidelity Funding cuts through the noise. We underwrite our own loans and make our own decisions, allowing us to fund deals in as little as 5 to 7 days.
Our asset-based approach means we look at the value of the property and the strength of the deal—not just your personal tax returns. Whether you are flipping a house in Los Angeles, refinancing a commercial property in San Francisco, or acquiring a rental portfolio in San Diego, we have the capital to get it done.
Partner with a lender who understands your market, values your time, and has the capital ready to deploy.
We can typically fund a hard money loan in 5 to 7 days, assuming clear title and a swift appraisal process.
While we look at the whole picture, our primary focus is the asset. We generally look for a minimum FICO of 600, but exceptions can be made for strong deals.
We lend throughout the entire state of California, including major metros like Los Angeles, San Diego, San Francisco, San Jose, and Sacramento, as well as secondary markets.
This varies by the specific loan program. Some of our short-term bridge and fix-and-flip loans have no prepayment penalties, while longer-term DSCR loans may have a standard step-down penalty.
We require some skin in the game. On fix and flips, we can fund up to 90% of the purchase price and 100% of the rehab costs, meaning you only bring 10% plus closing costs.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT