FIDELITY FUNDING (877) 300-3007

California Loan Programs

Fidelity Funding offers 19 distinct California loan programs covering nearly every real estate investment scenario. Each program is structured for the borrower, the asset, and the deal economics it was designed to serve. Browse the full lineup below or call (877) 300-3007 to discuss which program fits your scenario.

Key Facts

  • Hard Money Loans — Our flagship asset-based loan for rapid acquisitions and equity-driven financing.
  • Private Money Loans — Direct capital from private investors, offering unparalleled flexibility.
  • Bridge Loans — Short-term transitional capital to bridge the gap until permanent financing or sale.
  • Fix and Flip Loans — Aggressive financing for property rehabilitation, covering up to 80% of purchase and 100% of rehab costs.
  • DSCR Loans — Long-term rental financing where the property's cash flow qualifies the loan—no personal income required.
  • Rental Property Loans — Stable, long-term financing for individual rental properties or entire portfolios.
  • Construction Loans — Flexible capital to finish mid-flight projects or execute heavy additions and renovations.
  • Ground-Up Construction — Dedicated financing for developers building from the dirt up.
  • Commercial Real Estate Loans — Bridge and stabilization capital for commercial properties up to $50 Million.
  • Stated Income Loans — Alternative financing that eliminates the need for complex tax returns.
  • Cash-Out Refinance — Unlock the equity trapped in your real estate to fund your next big opportunity.
  • Investment Property Loans — Tailored capital solutions for every type of real estate investment strategy.
  • Multifamily Loans — Bridge and stabilization financing for 5+ unit apartment buildings.
  • Mixed-Use Property Loans — Specialized financing for properties combining residential apartments and commercial storefronts.
  • Foreign National Loans — Invest in US real estate without a US credit score, Social Security Number, or visa.
  • Short-Term Rental Loans — Leverage the high cash-flow potential of Airbnb and VRBO properties to qualify for financing.
  • Rehab Loans — Acquisition and construction capital wrapped into one loan to revitalize distressed real estate.
  • No-Doc Investor Loans — Pure asset-based lending with zero requirements for personal income documentation.
  • Second Position Loans — Tap into your property's equity without refinancing your historically low first mortgage rate.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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