In true private lending, the asset is the only documentation that matters. For investors seeking maximum privacy, speed, and simplicity, our no-doc investor loans eliminate the invasive underwriting of standard mortgages.
We don't look at your DTI, we don't ask for tax returns, and we don't need pay stubs. If the property has strong equity or cash flow, and you have a clear exit strategy, we can fund the deal.
It means no personal income documentation. We still require documentation on the property (appraisal, title, insurance) and your corporate entity.
Yes, because it is a commercial/business-purpose loan secured by an investment property, it is exempt from consumer lending regulations like Dodd-Frank.
We usually pull a soft credit report to check for bankruptcies or judgments, but the score itself is not the primary qualifying factor.
No, these loans cannot be used for primary residences or owner-occupied properties.
They are higher than conventional bank loans but are standard for the hard money/private lending industry.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT