FIDELITY FUNDING (877) 300-3007

Cash-Out Refinance

Your real estate portfolio holds significant trapped capital. A cash-out refinance allows you to tap into that equity to fund renovations, acquire new properties, or inject liquidity into your business.

Traditional banks limit cash-out amounts and require endless documentation. We provide fast, asset-based cash-out refinances up to 75% LTV. If the equity is there, we can unlock it for you.

Key Facts

  • Max LTV: Up to 75%
  • Loan Amount: $50K - $20M
  • Close Time: 5 - 10 Days
  • Use of Funds: No Restrictions
  • Investors needing capital for down payments
  • Owners looking to consolidate high-interest debt
  • Sponsors needing to buy out partners
  • Businesses needing quick operational liquidity

Frequently Asked Questions

Can I cash out if I own the property free and clear?

Absolutely. Free and clear properties are excellent candidates for cash-out loans.

What can I use the funds for?

As an investment loan, the funds should be used for business or investment purposes (buying more property, rehab, business capital).

Do you have seasoning requirements?

We can often waive typical 6-month seasoning requirements if you have significantly improved the property's value.

Will you subordinate to a 1st mortgage?

We generally require 1st position, meaning we would pay off your existing 1st mortgage and give you the rest in cash.

How fast can I get my cash?

Usually within 5 to 7 days from the receipt of the appraisal and clear title.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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