FIDELITY FUNDING (877) 300-3007

Foreign National Loans

California real estate attracts investors from across the globe. However, without a US credit profile or Social Security Number, securing financing is nearly impossible through traditional channels.

We provide foreign national loans secured exclusively by the US real estate asset. We do not require US credit scores or complex visa documentation. If you have the capital for the down payment, we can provide the leverage to grow your US portfolio.

Key Facts

  • US Credit Needed: None
  • Max LTV: Up to 65-70%
  • Programs: Purchase or Refinance
  • Entities: US LLC Preferred
  • International investors buying US properties
  • Non-resident aliens seeking US real estate exposure
  • Foreign nationals without US credit scores
  • Investors looking for safe-haven assets

Frequently Asked Questions

Do I need a Social Security Number?

No, you do not need an SSN or ITIN to qualify for our foreign national programs.

Do I need to be in the US to close?

Usually no. Closings can often be handled via Remote Online Notarization (RON) or at a US Embassy/Consulate.

Can I use this loan for a vacation home I will live in?

The property must be an investment property, primarily used for rental income.

What is the maximum LTV?

Foreign national loans typically cap around 65-70% LTV, requiring a slightly larger down payment.

Do I need a US bank account?

Yes, you will generally need to establish a US bank account to make the monthly mortgage payments.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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