FIDELITY FUNDING (877) 300-3007

Private Money Loans

Private money loans offer a level of flexibility that institutional lenders simply cannot match. Because we manage private capital, we can structure loans around your specific needs—whether it's a unique property type, a complex borrower structure, or an aggressive timeline.

We focus on the deal's fundamentals. If the equity is there and the exit strategy is sound, we can provide the financing. Skip the committees and work directly with decision-makers.

Key Facts

  • Loan Amount: $100K - $20M
  • Max LTV: Up to 70%
  • Close Time: 5 - 10 Days
  • Approval: Asset-based
  • Investors with non-conforming properties
  • Borrowers with complex corporate structures
  • Sponsors needing creative loan terms
  • Those who have been turned down by traditional banks

Frequently Asked Questions

What makes private money different?

Private money comes from individual investors or funds, allowing for highly flexible, non-standard underwriting.

Do you fund out-of-state deals?

We focus primarily on California real estate.

Is a personal guarantee required?

Typically yes, though non-recourse options may be available for very low LTV deals.

What is your minimum credit score?

We are heavily asset-focused; poor credit can be overcome by strong equity.

Can I use private money for a primary residence?

Our private money loans are strictly for investment (non-owner occupied) properties.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →