Fidelity Funding Corp is California's direct private money and hard money lender. Since 2006 we have funded fix-and-flip, bridge, DSCR rental, construction, multifamily, mixed-use, and commercial real estate loans across all 58 California counties — closing in 5 to 10 business days, underwriting to the asset, with no broker layer and no committee delays.
Whether you are acquiring a property at trustee sale in Los Angeles, bridging a multifamily reposition in San Francisco, scaling a DSCR rental portfolio in San Diego, or completing a fix-and-flip in Riverside or Sacramento, our direct California private capital is structured for the speed and certainty real estate investors actually need. Talk directly to the underwriter on your file and the capital source funding your deal.
A California hard money loan is a short-term, asset-based real estate loan funded by a private lender against the equity in California real property. Hard money loans close faster than bank financing (typically 5-10 business days), do not require tax returns, and underwrite to the property and the deal rather than to borrower income.
Most loans close in 5 to 10 business days from signed term sheet to funding, assuming clear title and a cooperative seller. Time-sensitive deals — auctions, 1031 exchanges, and competitive purchases — can close faster when needed.
We offer hard money, private money, bridge, fix-and-flip, DSCR, rental property, construction, ground-up construction, commercial real estate, stated income, cash-out refinance, investment property, multifamily, mixed-use, foreign national, short-term rental, rehab, no-doc investor, and second-position loans across California.
We serve all 58 California counties including Los Angeles, Orange, San Diego, Riverside, San Bernardino, Santa Clara, Alameda, Sacramento, Contra Costa, Fresno, Kern, Ventura, and the entire Bay Area, Central Valley, Central Coast, and Southern California regions.
Call (877) 300-3007 or submit your scenario at /contact. A senior loan officer will respond the same business day with rate, leverage, and term indications.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT