Alameda blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across Alameda County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Alameda borrowers across fix and flip, rental, and small commercial scenarios.
Historic-district overlays and permit timelines shape Alameda renovation projects, but the resulting product trades at a premium to the $1.1M local median.
Investor exits in Alameda skew to design-driven owner-occupant buyers, so loan structures include enough rehab runway to deliver finished product, not contractor-special listings. Local pocket coverage includes Park Street, Bay Farm Island, Gold Coast, East End and adjacent Alameda submarkets.
Estimated local median: $1.1M · Typical loan range: $715K – $1.38M · Top program: historic-district fix-and-flip and small commercial
Most Alameda private money loans we fund range from $715K to $1.38M, sized against an estimated local median around $1.1M. Loans outside that range are case-by-case based on parcel and scope.
For Alameda, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Alameda hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Alameda.
Yes. DSCR loans are well-suited to Alameda's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Alameda.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT