Alturas is a mountain resort market in Modoc County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Alturas borrowers across fix and flip, rental, and small commercial scenarios.
Alturas is a California mountain community where STR demand and seasonal access shape both DSCR underwriting and rehab schedules.
Investor exits in Alturas usually involve a 12 to 18 month rehab-to-stabilization timeline that respects seasonal build constraints. Local pocket coverage includes Downtown Alturas, South Alturas, Highway 395 corridor, West Alturas and adjacent Alturas submarkets.
Estimated local median: $183K · Typical loan range: $119K – $228K · Top program: STR DSCR and rehab
Most Alturas private money loans we fund range from $119K to $228K, sized against an estimated local median around $183K. Loans outside that range are case-by-case based on parcel and scope.
For Alturas, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Alturas hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Alturas.
Yes. DSCR loans are well-suited to Alturas's rental market.
Yes. Our DSCR program qualifies Alturas short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT