Amador City blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across Amador County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Amador City borrowers across fix and flip, rental, and small commercial scenarios.
Historic-district overlays and permit timelines shape Amador City renovation projects, but the resulting product trades at a premium to the $430K local median.
Investor exits in Amador City skew to design-driven owner-occupant buyers, so loan structures include enough rehab runway to deliver finished product, not contractor-special listings. Local pocket coverage includes Downtown Amador City, Amador Creek, Old Highway 49, Drytown border and adjacent Amador City submarkets.
Estimated local median: $430K · Typical loan range: $280K – $538K · Top program: historic-district fix-and-flip and small commercial
Most Amador City private money loans we fund range from $280K to $538K, sized against an estimated local median around $430K. Loans outside that range are case-by-case based on parcel and scope.
For Amador City, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Amador City hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Amador City.
Yes. DSCR loans are well-suited to Amador City's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Amador City.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT