Antioch anchors far East Contra Costa County along the San Joaquin River delta, a suburban commuter city that grew rapidly with subdivisions like Lone Tree, Mira Vista Hills, and Deer Valley pushing south toward the hills, while historic Rivertown preserves the original downtown near the waterfront. The housing base is a mix of 1970s-2000s tract homes and older river-town cottages, and the eBART extension plus Highway 4 tie Antioch to Bay Area jobs, making it one of the region's more affordable landing spots for priced-out buyers and renters. That affordability and steady household growth support consistent investor demand.
As a direct, asset-based lender, Fidelity Funding funds Antioch investors on the deal itself, not conventional income documentation. We finance flips of tract and river-town homes, ADU additions on suburban lots, and DSCR rentals along the commuter belt. Lending statewide since 2006 with rates from 9.99% and closings in 5 to 10 business days, we help East County investors act quickly on off-market opportunities and hold or exit on their own schedule.
Standard suburban product in Antioch accounts for the bulk of our local volume — the median is around $808K and fix-and-flip deals here close on schedule.
Typical Antioch deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Lone Tree, Hillcrest, Mira Vista Hills, Black Diamond, Sycamore, Rivertown and adjacent Antioch submarkets.
Estimated local median: $808K · Typical loan range: $525K – $1.01M · Top program: fix-and-flip and DSCR rental
Most Antioch private money loans we fund range from $525K to $1.01M, sized against an estimated local median around $808K. Loans outside that range are case-by-case based on parcel and scope.
For Antioch, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Antioch's 1970s-2000s subdivisions in areas like Lone Tree and Deer Valley are prime candidates for updated resale, financed to the after-repair value.
It is. The eBART extension and Highway 4 keep Antioch attractive to commuters, supporting steady DSCR rental demand.
We fund renovations of historic river-town cottages near downtown, underwriting to the asset and business plan.
We typically close in 5 to 10 business days, keeping you competitive on off-market Antioch acquisitions.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT