Arroyo Grande is a coastal market in San Luis Obispo County with steady year-round demand, strong rental absorption, and consistent investor activity across single-family and small commercial product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Arroyo Grande borrowers across fix and flip, rental, and small commercial scenarios.
Arroyo Grande's short-term rental market and beach-proximity demand make it one of the stronger DSCR submarkets in California.
Investor exits in Arroyo Grande split between owner-user sale and short-term rental hold — we structure loans so either path closes cleanly. Local pocket coverage includes Downtown Arroyo Grande, Village, Mesa, Halcyon and adjacent Arroyo Grande submarkets.
Estimated local median: $1.03M · Typical loan range: $670K – $1.29M · Top program: fix-and-flip and short-term rental DSCR
Most Arroyo Grande private money loans we fund range from $670K to $1.29M, sized against an estimated local median around $1.03M. Loans outside that range are case-by-case based on parcel and scope.
For Arroyo Grande, our highest-volume program is fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Arroyo Grande hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Arroyo Grande.
Yes. DSCR loans are well-suited to Arroyo Grande's rental market.
Yes. We regularly close Arroyo Grande loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT