Banning is an established suburban market in Riverside County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Banning borrowers across fix and flip, rental, and small commercial scenarios.
Banning fits the classic suburban California fix-and-flip profile: a $570K median, predictable comp sets, and a deep first-time-buyer pool.
Most Banning loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Banning, Sun Lakes, West Banning, East Banning and adjacent Banning submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most Banning private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For Banning, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Banning hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Banning.
Yes. DSCR loans are well-suited to Banning's rental market.
Yes. We regularly close Banning loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT