Berkeley blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across Alameda County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Berkeley borrowers across fix and flip, rental, and small commercial scenarios.
Berkeley draws design-driven buyers, and tasteful restorations in the $1.1M price band consistently outperform comparable cosmetic flips.
Typical Berkeley rehab loans are scoped around restoration-grade finishes that match the historic-district character — that detail consistently lifts resale values above the $1.1M median. Local pocket coverage includes North Berkeley, South Berkeley, Elmwood, Claremont, Berkeley Hills, Thousand Oaks and adjacent Berkeley submarkets.
Estimated local median: $1.1M · Typical loan range: $715K – $1.38M · Top program: historic-district fix-and-flip and small commercial
Most Berkeley private money loans we fund range from $715K to $1.38M, sized against an estimated local median around $1.1M. Loans outside that range are case-by-case based on parcel and scope.
For Berkeley, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Berkeley hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Berkeley.
Yes. DSCR loans are well-suited to Berkeley's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Berkeley.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT