Biggs is one of California's smallest incorporated cities, a tight-knit rice-farming town in southern Butte County just north of Gridley along the Highway 99 corridor, where the surrounding fields of the Sacramento Valley set the pace of life. Downtown Biggs and the B Street corridor hold a compact core serving the community, while South Biggs and the edges of town carry older single-family homes and ranch properties. The economy is almost entirely agricultural, built on rice and the farm operations that ring the town, and housing runs modest and affordable, with pricing that gives investors real room on entry.
Fidelity Funding lends directly across Butte County and underwrites on the asset and the plan rather than a borrower's tax returns, filling a gap in a town this small where conventional lenders rarely operate. Whether you are flipping a dated home near the B Street corridor, holding a DSCR rental backed by the farm economy, or bridging into a South Biggs acquisition, we close in five to ten business days and fund up to 90% of purchase plus 100% of rehab.
For a property in Biggs, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Biggs, South Biggs, Highway 99 corridor, B Street corridor and adjacent Biggs submarkets.
Illustrative property value: $231K · Illustrative financing range: $150K – $289K · Programs to discuss: DSCR rental and small commercial
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $150K to $289K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and small commercial, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We lend statewide, including very small communities where conventional financing is scarce, underwriting on the asset and your plan.
Entry pricing is among the lowest in the region, giving investors room even on modest deals. We size loans to the property and your exit.
As fast as five to seven business days once title and valuation clear, generally within five to ten as a direct lender.
Yes, our DSCR loans qualify on the property's rental income, which suits a market anchored by steady agricultural employment.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT