Biggs is one of California's smallest incorporated cities, a tight-knit rice-farming town in southern Butte County just north of Gridley along the Highway 99 corridor, where the surrounding fields of the Sacramento Valley set the pace of life. Downtown Biggs and the B Street corridor hold a compact core serving the community, while South Biggs and the edges of town carry older single-family homes and ranch properties. The economy is almost entirely agricultural, built on rice and the farm operations that ring the town, and housing runs modest and affordable, with pricing that gives investors real room on entry.
Fidelity Funding lends directly across Butte County and underwrites on the asset and the plan rather than a borrower's tax returns, filling a gap in a town this small where conventional lenders rarely operate. Whether you are flipping a dated home near the B Street corridor, holding a DSCR rental backed by the farm economy, or bridging into a South Biggs acquisition, we close in five to ten business days and fund up to 90% of purchase plus 100% of rehab.
Biggs anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Biggs typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Biggs, South Biggs, Highway 99 corridor, B Street corridor and adjacent Biggs submarkets.
Estimated local median: $231K · Typical loan range: $150K – $289K · Top program: DSCR rental and small commercial
Most Biggs private money loans we fund range from $150K to $289K, sized against an estimated local median around $231K. Loans outside that range are case-by-case based on parcel and scope.
For Biggs, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We lend statewide, including very small communities where conventional financing is scarce, underwriting on the asset and your plan.
Entry pricing is among the lowest in the region, giving investors room even on modest deals. We size loans to the property and your exit.
As fast as five to seven business days once title and valuation clear, generally within five to ten as a direct lender.
Yes, our DSCR loans qualify on the property's rental income, which suits a market anchored by steady agricultural employment.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT