Brisbane is a small, quirky hillside town tucked against San Bruno Mountain just south of San Francisco, with eclectic homes stepping up steep streets above Downtown Brisbane and the semi-rural, larger-lot Brisbane Acres above them. Its location off Highway 101 puts it minutes from the city and the airport, and the Sierra Point office and biotech campus along the bay anchors local employment. The housing stock is varied and often idiosyncratic, from vintage cottages near Crocker Park to custom hillside builds, which suits investors who value character properties and view lots rather than cookie-cutter tracts. Redevelopment pressure at the Baylands adds a longer-term commercial storyline.
Fidelity Funding is a direct, asset-based lender, so a Brisbane investor deals with the decision-maker rather than a distant underwriter. We size the loan on the property and the plan, not on tax returns, and we typically close in five to ten business days. Whether you are renovating a hillside cottage below Brisbane Acres, adding an ADU on a larger lot, or bridging a Sierra Point-adjacent acquisition, our capital moves with the speed this tight, character-driven market near San Francisco demands.
Standard suburban product in Brisbane accounts for the bulk of our local volume — the median is around $1.33M and fix-and-flip deals here close on schedule.
Typical Brisbane deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Downtown Brisbane, Brisbane Acres, Crocker Park, Sierra Point and adjacent Brisbane submarkets.
Estimated local median: $1.33M · Typical loan range: $865K – $1.66M · Top program: fix-and-flip and DSCR rental
Most Brisbane private money loans we fund range from $865K to $1.66M, sized against an estimated local median around $1.33M. Loans outside that range are case-by-case based on parcel and scope.
For Brisbane, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund hillside single-family flips, ADU additions, and bridge deals from Downtown Brisbane and Crocker Park up through the larger Brisbane Acres lots.
Yes. The semi-rural Acres lots offer room for detached ADUs, and our programs cover up to 100% of construction costs to add rentable square footage.
Typically five to ten business days, and as fast as five to seven once title and appraisal clear, since we are a direct lender making our own decisions.
Brisbane's eclectic hillside stock and views so close to San Francisco reward thoughtful renovation, and we underwrite the asset and exit rather than income documentation.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT