Buellton sits in the heart of Santa Barbara County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.
Fidelity Funding provides hard money loans, private money, and bridge financing for Buellton borrowers across fix and flip, rental, and small commercial scenarios.
Buellton sits in California's wine-country corridor where agricultural overlay, STR permitting, and well/septic considerations shape every underwriting file.
Investors in Buellton typically pair a bridge acquisition loan with a modest rehab line for tasting-room finishes or vineyard cottage upgrades. Local pocket coverage includes Downtown Buellton, Avenue of Flags corridor, McMurray, Shadow Mountain and adjacent Buellton submarkets.
Estimated local median: $1.15M · Typical loan range: $748K – $1.44M · Top program: vineyard-adjacent STR DSCR and small commercial bridge
Most Buellton private money loans we fund range from $748K to $1.44M, sized against an estimated local median around $1.15M. Loans outside that range are case-by-case based on parcel and scope.
For Buellton, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Buellton hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Buellton.
Yes. DSCR loans are well-suited to Buellton's rental market.
Yes. Our DSCR program qualifies Buellton short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT