Calipatria is a Central Valley hub in Imperial County, with affordable single-family inventory, strong tenant demand, and consistent investor activity across residential and agricultural-adjacent product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Calipatria borrowers across fix and flip, rental, and small commercial scenarios.
Calipatria anchors a productive agricultural corner of California where DSCR rental yields and small-commercial bridge dominate investor activity.
Investor exits in Calipatria typically involve a DSCR refi or small commercial stabilization play. Local pocket coverage includes Downtown Calipatria, Bowles, Niland border, Sonny Bono area and adjacent Calipatria submarkets.
Estimated local median: $192K · Typical loan range: $125K – $240K · Top program: DSCR rental and small commercial
Most Calipatria private money loans we fund range from $125K to $240K, sized against an estimated local median around $192K. Loans outside that range are case-by-case based on parcel and scope.
For Calipatria, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Calipatria hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Calipatria.
Yes. DSCR loans are well-suited to Calipatria's rental market.
Yes. We regularly close Calipatria loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT