Coronado is a premier coastal community in San Diego County, with high-end single-family inventory, strong short-term rental demand, and consistent buyer interest from luxury investors statewide.
Fidelity Funding provides hard money loans, private money, and bridge financing for Coronado borrowers across fix and flip, rental, and small commercial scenarios.
Coastal demand and constrained supply make Coronado one of the most competitive submarkets in California — most deals close all-cash or with proof of fast private capital.
Our Coronado borrowers usually keep 12 to 18 months of runway built into the loan to absorb permit timelines and protect against coastal market seasonality. Local pocket coverage includes The Village, Coronado Cays, Coronado Shores, Country Club, Glorietta Bay, Coronado Heights and adjacent Coronado submarkets.
Estimated local median: $1.63M · Typical loan range: $1.06M – $2.04M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Coronado private money loans we fund range from $1.06M to $2.04M, sized against an estimated local median around $1.63M. Loans outside that range are case-by-case based on parcel and scope.
For Coronado, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Coronado hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Coronado.
Yes. DSCR loans are well-suited to Coronado's rental market.
Yes. Our DSCR program qualifies Coronado short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT