Coronado is a storied island community across the bay from downtown San Diego, defined by the landmark Hotel del Coronado, the picturesque Village grid of Victorian and Craftsman homes, the waterfront Coronado Cays, and the beachfront Coronado Shores high-rises. Home to the North Island Naval Air Station and a major Navy presence, Coronado blends military stability with resort-town affluence, and its scarce, protected land keeps values among the highest in the region. Investors find upside in aging historic Village homes and dated bayfront and beachfront properties ready for high-end renovation.
As a direct, asset-based lender, Fidelity Funding provides the fast, sizable capital Coronado's luxury deals demand — closing in five to ten business days and lending up to $50M on the asset. The historic Village homes reward character-sensitive restoration, the Cays and Shores offer high-end renovation plays, and the Navy presence supports steady rental demand. Our fix-and-flip, construction, bridge, and DSCR programs fit this unique island market.
For a property in Coronado, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes The Village, Coronado Cays, Coronado Shores, Country Club, Glorietta Bay, Coronado Heights and adjacent Coronado submarkets.
Illustrative property value: $1.63M · Illustrative financing range: $1.06M – $2.04M · Programs to discuss: luxury fix-and-flip and short-term rental DSCR
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $1.06M to $2.04M range below is an illustration, not funded-loan history or an offer.
Options to discuss include luxury fix-and-flip and short-term rental DSCR, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We finance restoration flips of the Victorian and Craftsman homes in the Village, underwriting on after-repair value including the historic grid's premiums.
It does. North Island Naval Air Station provides steady, reliable rental demand from military personnel and families, which supports DSCR rentals that qualify on the property's income.
We can. Waterfront homes in the Cays qualify on an asset basis, and our programs fund high-end renovations and bridges up to $50M.
Typically five to ten business days. As a direct lender we control underwriting, which matters on scarce island inventory.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT