Crescent City is the seat of Del Norte County and the last major town on California's coast before Oregon, a working harbor community defined by its fishing fleet, the historic Battery Point Lighthouse, and a dramatic, storm-battered shoreline rebuilt after the 1964 tsunami. The economy leans on the port, timber, the nearby state prison, and gateway tourism for the redwood parks, and its housing stock is modest and affordable, from older homes around Downtown Crescent City to houses near South Beach and along Pebble Beach Drive. Low prices and rugged coastal appeal draw value-seeking buyers and investors from far pricier coastal markets.
Fidelity Funding lends directly across the North Coast, including remote Del Norte County, and understands the affordable, value-add character of Crescent City. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and distance from a metro doesn't slow us down. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR loans for the town's steady rental demand. Reach a decision-maker directly at (877) 300-3007.
For a property in Crescent City, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Crescent City, Battery Point, South Beach, Pebble Beach Drive and adjacent Crescent City submarkets.
Illustrative property value: $388K · Illustrative financing range: $252K – $484K · Programs to discuss: fix-and-flip and short-term rental DSCR
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $252K to $484K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and short-term rental DSCR, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We lend statewide across California, including remote Del Norte County, and our distance from a metro doesn't change our five-to-ten-day timeline.
Absolutely. We fund up to 90% of purchase and up to 100% of rehab, so you can renovate an older coastal home while keeping cash in reserve.
Yes. DSCR loans qualify on the property's rental income, which fits the steady workforce demand from the port, prison, and tourism economy.
We fund from $50K to $50M, covering Crescent City's affordable homes as well as larger commercial or multifamily deals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT