Dana Point is a premier coastal community in Orange County, with high-end single-family inventory, strong short-term rental demand, and consistent buyer interest from luxury investors statewide.
Fidelity Funding provides hard money loans, private money, and bridge financing for Dana Point borrowers across fix and flip, rental, and small commercial scenarios.
Dana Point sits at the high end of the California coastal market, where waterfront and bluff-view parcels rarely trade and capital efficiency decides which investors win bids.
Investors active in Dana Point typically draw down rehab capital in three to four stages — foundation/structural, MEP, finishes, and final staging — and exit to a custom-buyer sale or short-term rental DSCR refi. Local pocket coverage includes Monarch Beach, Lantern District, Niguel Shores, Capistrano Beach, Dana Hills, Ritz Cove and adjacent Dana Point submarkets.
Estimated local median: $2.04M · Typical loan range: $1.32M – $2.54M · Top program: luxury fix-and-flip and short-term rental DSCR
Most Dana Point private money loans we fund range from $1.32M to $2.54M, sized against an estimated local median around $2.04M. Loans outside that range are case-by-case based on parcel and scope.
For Dana Point, our highest-volume program is luxury fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Dana Point hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Dana Point.
Yes. DSCR loans are well-suited to Dana Point's rental market.
Yes. Our DSCR program qualifies Dana Point short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT