FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Dixon, California

Dixon is a small agricultural city on Interstate 80 in Solano County, between Vacaville and Davis, known for its farming heritage, the annual Dixon May Fair, and the Lambtown festival celebrating its sheep and wool history. Row crops, dairies, and ag-processing anchor the economy, while proximity to UC Davis and the I-80 corridor draws commuters seeking small-town living with metro access. Downtown Dixon keeps a compact historic Main Street, Northwest Dixon and newer subdivisions like Valley Glen and Parkway add family tract housing, and the surrounding farmland gives the town a rural edge. Affordability relative to Davis keeps demand steady.

Fidelity Funding is a direct, asset-based lender, so a Dixon investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping an older Downtown Dixon home, holding a DSCR rental for UC Davis-area and commuter tenants, or repositioning a Valley Glen property, our capital keeps pace with this ag-and-commuter Solano market.

Dixon Market Brief

Dixon fits the classic suburban California fix-and-flip profile: a $546K median, predictable comp sets, and a deep first-time-buyer pool.

Most Dixon loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown Dixon, Northwest Dixon, Valley Glen, Parkway and adjacent Dixon submarkets.

Dixon Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $546K · Typical loan range: $355K – $683K · Top program: fix-and-flip and DSCR rental

Dixon Lender FAQs

What loan amounts are typical in Dixon?

Most Dixon private money loans we fund range from $355K to $683K, sized against an estimated local median around $546K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Dixon best?

For Dixon, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • DSCR rentals backed by UC Davis and commuter demand
  • Fund flips on older Downtown Dixon homes
  • Financing for Valley Glen and Parkway subdivisions
  • Loans on Northwest Dixon newer family tracts
  • Bridge capital for small Main Street commercial
  • Fast closings in five to ten business days

Frequently Asked Questions

What Dixon properties do you finance?

We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Dixon, Northwest Dixon, Valley Glen, and Parkway, underwriting on the asset.

Why are DSCR rentals strong in Dixon?

UC Davis proximity and I-80 commuting keep rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your income.

Do you lend on rural-edge parcels near Dixon?

Yes. We finance rural-edge and ag-adjacent property where zoning and access support a clear residential exit, focusing on the collateral.

How fast can you close in Dixon?

As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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