FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Dorris, California

Dorris is Siskiyou County's northernmost town, sitting on the high, open floor of Butte Valley near the Oregon line along Highway 97 and known for its towering American flag on one of the West's tallest freestanding flagpoles. It is farming and ranching country, built around potato, hay, and cattle operations, with a compact Downtown Dorris grid and homes spreading south and out toward the Butte Valley agricultural land. Prices are among the lowest in California, and buyers here are drawn by cheap land, wide-open space, and proximity to the Klamath Basin's waterfowl and outdoor recreation.

Fidelity Funding lends directly across northern California and is comfortable with the agricultural collateral and remote locations that define a market like Dorris. Our loans are asset-based, so we can fund a value-add home in town, a Butte Valley parcel with outbuildings, or a small commercial property on the merits of the asset and your plan. We close in five to ten business days, lend up to 90% of purchase plus rehab, and offer DSCR options for long-term holds. Reach a decision-maker directly at (877) 300-3007.

Dorris Market Brief

Mountain STR cash flow drives investor activity in Dorris; properties around the $225K median often DSCR-qualify based on peak-season nightly rates.

We structure Dorris loans with weather-window buffers so rehab draws align with the local construction calendar. Local pocket coverage includes Downtown Dorris, Highway 97 corridor, South Dorris, Butte Valley and adjacent Dorris submarkets.

Dorris Lending Notes

  • Seasonal build-window calendar applied to draws
  • STR DSCR sized against peak-season nightly rates
  • Snow-load and access review on rehab scope

Estimated local median: $225K · Typical loan range: $146K – $282K · Top program: STR DSCR and rehab

Dorris Lender FAQs

What loan amounts are typical in Dorris?

Most Dorris private money loans we fund range from $146K to $282K, sized against an estimated local median around $225K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Dorris best?

For Dorris, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Fund inexpensive rehabs on older Downtown Dorris homes
  • Bridge capital for Butte Valley acreage purchases
  • Loans on parcels with agricultural outbuildings
  • DSCR rental options for long-term Dorris holds
  • Fast closings along the Highway 97 corridor
  • Direct lender comfortable with remote rural collateral

Frequently Asked Questions

Do you lend this far north in Siskiyou County?

Yes. We lend statewide across California, including remote Butte Valley towns like Dorris, and distance from a metro doesn't change our five-to-ten-day timeline.

Can I finance a Butte Valley property with farm buildings?

Yes. We underwrite homes and parcels with barns, shops, and other outbuildings on an asset basis, sized to the property and your business plan.

Are loan amounts too small for you in Dorris?

No. Our range starts at $50K, which covers the low price points common in Dorris and the wider Butte Valley market.

How are your rates set?

Rates start from 9.99% and are priced to the deal's leverage, risk, and exit strategy. We can quote a specific Dorris property once we see the plan.

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Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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