East Palo Alto is a dense urban market in San Mateo County with strong rental demand, value-add multifamily inventory, and consistent commercial activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for East Palo Alto borrowers across fix and flip, rental, and small commercial scenarios.
Value-add multifamily drives the bulk of investor activity in East Palo Alto, with typical building basis tracking near the $1.26M per-unit benchmark.
We size East Palo Alto bridge loans against in-place income with a realistic stabilization plan that survives both rent-control rules and tenant-relocation logistics. Local pocket coverage includes Downtown EPA, Gardens, Ravenswood, University Village and adjacent East Palo Alto submarkets.
Estimated local median: $1.26M · Typical loan range: $819K – $1.57M · Top program: value-add multifamily bridge
Most East Palo Alto private money loans we fund range from $819K to $1.57M, sized against an estimated local median around $1.26M. Loans outside that range are case-by-case based on parcel and scope.
For East Palo Alto, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most East Palo Alto hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in East Palo Alto.
Yes. DSCR loans are well-suited to East Palo Alto's rental market.
Yes. We regularly fund small multifamily acquisitions and bridge financing throughout East Palo Alto.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT