Escalon is a Central Valley hub in San Joaquin County, with affordable single-family inventory, strong tenant demand, and consistent investor activity across residential and agricultural-adjacent product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Escalon borrowers across fix and flip, rental, and small commercial scenarios.
Escalon's combination of $312K-range housing basis and steady working-population rental demand produces some of the cleaner DSCR yields in California.
Most Escalon files we fund are DSCR rental holds against a $312K-range entry basis with steady working-population tenant demand. Local pocket coverage includes Downtown Escalon, South Escalon, McHenry corridor, Riverdale Park and adjacent Escalon submarkets.
Estimated local median: $312K · Typical loan range: $203K – $390K · Top program: DSCR rental and small commercial
Most Escalon private money loans we fund range from $203K to $390K, sized against an estimated local median around $312K. Loans outside that range are case-by-case based on parcel and scope.
For Escalon, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Escalon hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Escalon.
Yes. DSCR loans are well-suited to Escalon's rental market.
Yes. We regularly close Escalon loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT