Fort Bragg is a coastal market in Mendocino County with steady year-round demand, strong rental absorption, and consistent investor activity across single-family and small commercial product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Fort Bragg borrowers across fix and flip, rental, and small commercial scenarios.
Coastal access and STR cash flow drive Fort Bragg pricing — the local median runs around $656K and yield-focused investors here typically blend rehab capital with DSCR refi.
Typical Fort Bragg projects run 6 to 9 months of runway with rehab draws sequenced around coastal permit timing and contractor availability. Local pocket coverage includes Downtown Fort Bragg, Glass Beach area, South Fort Bragg, Noyo Harbor and adjacent Fort Bragg submarkets.
Estimated local median: $656K · Typical loan range: $427K – $820K · Top program: fix-and-flip and short-term rental DSCR
Most Fort Bragg private money loans we fund range from $427K to $820K, sized against an estimated local median around $656K. Loans outside that range are case-by-case based on parcel and scope.
For Fort Bragg, our highest-volume program is fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Fort Bragg hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Fort Bragg.
Yes. DSCR loans are well-suited to Fort Bragg's rental market.
Yes. We regularly close Fort Bragg loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT