Foster City is an established suburban market in San Mateo County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for Foster City borrowers across fix and flip, rental, and small commercial scenarios.
Foster City fits the classic suburban California fix-and-flip profile: a $1.33M median, predictable comp sets, and a deep first-time-buyer pool.
Most Foster City loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Marlin Cove, Whaler's Cove, Beach Park, Treasure Isle and adjacent Foster City submarkets.
Estimated local median: $1.33M · Typical loan range: $865K – $1.66M · Top program: fix-and-flip and DSCR rental
Most Foster City private money loans we fund range from $865K to $1.66M, sized against an estimated local median around $1.33M. Loans outside that range are case-by-case based on parcel and scope.
For Foster City, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Foster City hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Foster City.
Yes. DSCR loans are well-suited to Foster City's rental market.
Yes. We regularly close Foster City loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT