Fremont sits in the heart of Silicon Valley in Alameda County, with strong tech-driven demand, premium single-family inventory, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Fremont borrowers across fix and flip, rental, and small commercial scenarios.
Fremont moves at the pace of Silicon Valley hiring cycles — when buyers show up they show up with cash, so investors who pre-fund with bridge capital control the deal.
Most Fremont acquisitions exit either to a custom-buyer sale or to a DSCR refi against corporate-rental demand from neighboring tech campuses. Local pocket coverage includes Mission San Jose, Niles, Centerville, Irvington, Warm Springs, Ardenwood and adjacent Fremont submarkets.
Estimated local median: $1.59M · Typical loan range: $1.04M – $1.99M · Top program: high-balance bridge and rapid-close acquisition
Most Fremont private money loans we fund range from $1.04M to $1.99M, sized against an estimated local median around $1.59M. Loans outside that range are case-by-case based on parcel and scope.
For Fremont, our highest-volume program is high-balance bridge and rapid-close acquisition. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Fremont hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Fremont.
Yes. DSCR loans are well-suited to Fremont's rental market.
Yes. We regularly fund premium Fremont projects with the speed Silicon Valley investors require.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT