FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Highland, California

Highland sits against the San Bernardino foothills in the eastern Inland Empire, blending older established neighborhoods in South Highland with newer foothill development in East Highlands and the Greenspot area near the Santa Ana River. The San Manuel presence, including the tribe's major casino resort and its role as a large regional employer, shapes the local economy alongside proximity to San Bernardino and the region's logistics jobs. Housing ranges from postwar tracts to newer view-lot subdivisions climbing toward the mountains, and the city's mix of affordability and foothill scenery keeps a steady flow of families and commuters seeking homes.

Fidelity Funding is a direct private money lender that has funded California investors since 2006, underwriting Highland deals on the asset and the plan rather than a slow committee. Whether you are flipping an older South Highland home, remodeling a foothill view property, or holding a DSCR rental for the casino-resort and logistics workforce, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In a foothill IE market with a strong local employer, our in-house speed keeps investors competitive.

Highland Market Brief

Highland fits the classic suburban California fix-and-flip profile: a $523K median, predictable comp sets, and a deep first-time-buyer pool.

Most Highland loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes East Highlands, Greenspot, San Manuel, South Highland and adjacent Highland submarkets.

Highland Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

Estimated local median: $523K · Typical loan range: $340K – $653K · Top program: fix-and-flip and DSCR rental

Highland Lender FAQs

What loan amounts are typical in Highland?

Most Highland private money loans we fund range from $340K to $653K, sized against an estimated local median around $523K. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Highland best?

For Highland, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Fund flips of older homes in South Highland
  • Higher-finish remodels on East Highlands view lots
  • DSCR rentals for the San Manuel resort workforce
  • Up to 90% LTC plus 100% of rehab costs
  • Foothill-market underwriting near the Santa Ana River
  • Direct-lender closings in 5-10 business days

Frequently Asked Questions

What supports rental demand in Highland?

The San Manuel casino resort is a major regional employer, and proximity to San Bernardino and logistics jobs sustains a steady renter base for DSCR loans.

Does Highland offer both entry and higher-end deals?

Yes. South Highland holds older tracts suited to entry-buyer flips, while East Highlands foothill view lots support premium remodels.

Do you lend on foothill view properties?

We do. Newer foothill homes and view lots fit our programs, with terms tuned to the property and the scope of work.

How fast can you close in Highland?

Typically 5 to 10 business days, and as fast as 5-7 when title and appraisal cooperate, since we lend directly and decide in-house.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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