Lakeport is the seat of Lake County, a historic lakefront town on the western shore of Clear Lake with a walkable, restored Main Street, a courthouse-museum square, and a public waterfront that hosts bass tournaments and summer events. It is the county's government and commercial center, more established than neighboring Clearlake, with older homes around Downtown Lakeport, view properties up in Lakeport Heights, and newer housing extending along the South Main and Highway 29 corridor. Its lakefront setting, county-seat services, and proximity to the emerging Lake County wine region draw a steady mix of residents, retirees, and investors.
Fidelity Funding lends directly across Lake County and understands the value-add and rental dynamics that shape Lakeport. Because our loans are asset-based, we underwrite the property and the plan rather than a borrower's income file, and we close in five to ten business days. Whether you are flipping an older downtown home, holding a rental on a DSCR loan, or bridging into a Lakeport Heights view property, we fund up to 90% of cost plus 100% of rehab. Reach a decision-maker directly at (877) 300-3007.
Lakeport is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $295K-band fix-and-flip inventory absorbs reliably.
Investor exits in Lakeport skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $295K median for downside protection. Local pocket coverage includes Downtown Lakeport, Lakeport Heights, South Main, Highway 29 corridor and adjacent Lakeport submarkets.
Estimated local median: $295K · Typical loan range: $191K – $368K · Top program: fix-and-flip and DSCR rental
Most Lakeport private money loans we fund range from $191K to $368K, sized against an estimated local median around $295K. Loans outside that range are case-by-case based on parcel and scope.
For Lakeport, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We fund single-family flips, small multifamily, and DSCR rentals across Downtown Lakeport, Lakeport Heights, and the Highway 29 corridor, all on an asset basis.
Yes. DSCR loans qualify on the property's income, which suits rentals serving Clear Lake's fishing, boating, and event traffic.
Yes. We fund view and hillside properties on an asset basis, underwriting the value and your plan rather than the lot's slope.
As fast as five to seven business days once title and valuation clear, since we make our own lending decisions.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT