Lancaster is a High Desert market in Los Angeles County with affordable inventory, strong rental demand, and consistent investor activity along major Southern California logistics corridors.
Fidelity Funding provides hard money loans, private money, and bridge financing for Lancaster borrowers across fix and flip, rental, and small commercial scenarios.
Lancaster pricing reflects a working high-desert market where investor yields out-perform coastal California on a per-dollar basis around the $553K benchmark.
Most Lancaster loans we fund are DSCR rental holds where the entry basis around $553K supports double-digit cash-on-cash yields. Local pocket coverage includes West Lancaster, East Lancaster, Quartz Hill border, Antelope Acres, Lancaster Heights, Fox Field and adjacent Lancaster submarkets.
Estimated local median: $553K · Typical loan range: $359K – $691K · Top program: DSCR rental and fix-and-flip
Most Lancaster private money loans we fund range from $359K to $691K, sized against an estimated local median around $553K. Loans outside that range are case-by-case based on parcel and scope.
For Lancaster, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Lancaster hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Lancaster.
Yes. DSCR loans are well-suited to Lancaster's rental market.
Yes. Lancaster and the broader High Desert are core markets for our hard money lending.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT