Lancaster sits at the heart of the Antelope Valley high desert, a market built around aerospace at Fox Field, the nearby Plant 42 and Edwards work, and a growing base of solar and logistics employment. The BLVD downtown redevelopment reshaped the commercial core, and residential neighborhoods spread across West Lancaster, East Lancaster, and the Quartz Hill border with a housing stock ranging from 1980s and 1990s tracts to newer builds near City Ranch and Amargosa Creek. Investors are drawn by entry prices well below the LA basin and by tenants who work the aerospace and defense corridor.
Fidelity Funding lends directly across the high desert, and because our loans are asset-based we can size a deal on the property and the business plan rather than a borrower's W-2 history. That matters in Lancaster, where a mix of first-time flippers and buy-and-hold landlords compete for affordable inventory. We close in as little as five to seven business days, fund up to 90% of purchase cost plus rehab, and offer DSCR options for the steady rental demand that Fox Field and the commuter workforce generate across Antelope Acres and Lancaster Heights.
For a property in Lancaster, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes West Lancaster, East Lancaster, Quartz Hill border, Antelope Acres, Lancaster Heights, Fox Field and adjacent Lancaster submarkets.
Illustrative property value: $553K · Illustrative financing range: $359K – $691K · Programs to discuss: DSCR rental and fix-and-flip
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $359K to $691K range below is an illustration, not funded-loan history or an offer.
Options to discuss include DSCR rental and fix-and-flip, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
It can be, thanks to low entry pricing and steady rental demand from aerospace, defense, and logistics workers. Our DSCR loans qualify on the property's rental income rather than personal income.
Yes. We finance small commercial and mixed-use properties, including opportunities along the revitalized BLVD corridor, with programs scaling from $50K up to $50M.
Up to 90% of purchase cost plus 100% of rehab, capped at roughly 75% of the after-repair value. On affordable high-desert tracts that often means minimal cash into the deal.
Typically five to ten business days, and as fast as five to seven when title and appraisal are clean. We are the direct decision-maker, so there is no third-party committee slowing things down.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT