Larkspur is a small, affluent city in central Marin County, known for its charming redwood-lined downtown, the historic Lark Theater, and the Larkspur Ferry terminal connecting commuters to San Francisco. It blends a walkable, old-town feel with wooded hillside neighborhoods. Downtown Larkspur centers on Magnolia Avenue with its restaurants and vintage storefronts, Madrone Canyon holds redwood-shaded character cottages tucked into the hills, Greenbrae offers postwar homes near the shoreline and the college, and Heather Gardens adds established residential. Proximity to the ferry, top schools, and Mount Tam keeps demand and values firmly in Marin's upper tier.
Fidelity Funding is a direct, asset-based lender, so a Larkspur investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a Madrone Canyon cottage, updating a Greenbrae postwar home, or bridging a downtown purchase, our capital moves fast enough to compete in this desirable Marin market.
Larkspur is a premium California enclave where school-district pull and HOA-controlled inventory keep values resilient even when the broader market softens.
Investors in Larkspur often layer in cosmetic-plus-kitchens scopes that lift the property a full price tier above the $2.33M median without triggering structural permits. Local pocket coverage includes Downtown Larkspur, Greenbrae, Madrone Canyon, Heather Gardens and adjacent Larkspur submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Larkspur private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Larkspur, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on flips, renovations, bridge, DSCR rentals, and small commercial across Downtown Larkspur, Greenbrae, Madrone Canyon, and Heather Gardens, underwriting on the asset.
Yes. We finance the wooded-lot and hillside cottages common to Madrone Canyon, underwriting the collateral and renovation plan on their merits.
As fast as five to seven business days once title and valuation clear. That speed lets you compete in high-demand central Marin.
Yes. We lend up to $50M, so Larkspur's upper-tier price points are within range, with terms sized to the deal and exit.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT