FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Larkspur, California

Larkspur is a small, affluent city in central Marin County, known for its charming redwood-lined downtown, the historic Lark Theater, and the Larkspur Ferry terminal connecting commuters to San Francisco. It blends a walkable, old-town feel with wooded hillside neighborhoods. Downtown Larkspur centers on Magnolia Avenue with its restaurants and vintage storefronts, Madrone Canyon holds redwood-shaded character cottages tucked into the hills, Greenbrae offers postwar homes near the shoreline and the college, and Heather Gardens adds established residential. Proximity to the ferry, top schools, and Mount Tam keeps demand and values firmly in Marin's upper tier.

Fidelity Funding is a direct, asset-based lender, so a Larkspur investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are renovating a Madrone Canyon cottage, updating a Greenbrae postwar home, or bridging a downtown purchase, our capital moves fast enough to compete in this desirable Marin market.

Larkspur Market Brief

For a property in Larkspur, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.

Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Larkspur, Greenbrae, Madrone Canyon, Heather Gardens and adjacent Larkspur submarkets.

Larkspur Lending Notes

  • Verify zoning, permit requirements, and any rental restrictions with the relevant local authority
  • Obtain current comparable sales and a property-specific valuation
  • Confirm loan terms, reserves, and a realistic repayment plan before committing

Illustrative property value: $2.33M · Illustrative financing range: $1.51M – $2.91M · Programs to discuss: high-balance fix-and-flip and bridge

These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.

Larkspur Lender FAQs

How is a loan amount determined in Larkspur?

Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $1.51M to $2.91M range below is an illustration, not funded-loan history or an offer.

Which loan programs can I discuss for Larkspur?

Options to discuss include high-balance fix-and-flip and bridge, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.

Key Facts

  • Fund flips on Madrone Canyon redwood cottages
  • Renovation capital for Greenbrae postwar homes
  • Bridge loans for competitive Downtown Larkspur purchases
  • Financing for Heather Gardens established stock
  • Larger loans up to $50M for high-tier Marin deals
  • Fast closings near the Larkspur ferry corridor

Frequently Asked Questions

What Larkspur properties do you finance?

We lend on flips, renovations, bridge, DSCR rentals, and small commercial across Downtown Larkspur, Greenbrae, Madrone Canyon, and Heather Gardens, underwriting on the asset.

Do you lend on redwood-canyon cottages?

Yes. We finance the wooded-lot and hillside cottages common to Madrone Canyon, underwriting the collateral and renovation plan on their merits.

How fast can you close in Larkspur?

As fast as five to seven business days once title and valuation clear. That speed lets you compete in high-demand central Marin.

Can you fund higher-value Larkspur deals?

Yes. We lend up to $50M, so Larkspur's upper-tier price points are within range, with terms sized to the deal and exit.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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