FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Livermore, California

Livermore sits in the heart of Alameda County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.

Fidelity Funding provides hard money loans, private money, and bridge financing for Livermore borrowers across fix and flip, rental, and small commercial scenarios.

Livermore Market Brief

Investor activity in Livermore centers on STR-permitted parcels and small vineyard-adjacent commercial — typical project values track the $1.26M local median.

We structure Livermore loans to clear agricultural overlay, well/septic, and STR permitting checkpoints before the rehab line draws down. Local pocket coverage includes Downtown Livermore, Sunset, South Livermore Valley, Springtown and adjacent Livermore submarkets.

Livermore Lending Notes

  • Agricultural overlay zoning confirmed pre-funding
  • STR permit and TOT compliance verified
  • Well, septic, and parcel review built into timeline

Estimated local median: $1.26M · Typical loan range: $822K – $1.58M · Top program: vineyard-adjacent STR DSCR and small commercial bridge

Livermore Lender FAQs

What loan amounts are typical in Livermore?

Most Livermore private money loans we fund range from $822K to $1.58M, sized against an estimated local median around $1.26M. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Livermore best?

For Livermore, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Hard money loans Livermore with fast funding
  • Private money lender Livermore for investors
  • Bridge loans Livermore for time-sensitive deals
  • Fix and flip loans Livermore with rehab funding
  • DSCR loans Livermore for rental investors
  • Short-term rental loans Livermore

Frequently Asked Questions

How fast can a Livermore hard money loan close?

Most Livermore hard money loans close in 5 to 10 business days.

Do you fund fix and flip projects in Livermore?

Yes. Fix and flip is one of our most-funded loan types in Livermore.

Do you offer DSCR rental loans in Livermore?

Yes. DSCR loans are well-suited to Livermore's rental market.

Do you fund short-term rental properties in Livermore?

Yes. Our DSCR program qualifies Livermore short-term rentals using platform income data.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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