Livingston is a Central Valley hub in Merced County, with affordable single-family inventory, strong tenant demand, and consistent investor activity across residential and agricultural-adjacent product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Livingston borrowers across fix and flip, rental, and small commercial scenarios.
Agricultural overlay zoning, well and septic review, and parcel-line analysis are standard on Livingston files; typical project values run around $231K.
We size Livingston loans around realistic well/septic review timelines, parcel-line confirmation, and agricultural overlay zoning. Local pocket coverage includes Downtown Livingston, South Livingston, Highway 99 corridor, Main Street corridor and adjacent Livingston submarkets.
Estimated local median: $231K · Typical loan range: $150K – $289K · Top program: DSCR rental and small commercial
Most Livingston private money loans we fund range from $150K to $289K, sized against an estimated local median around $231K. Loans outside that range are case-by-case based on parcel and scope.
For Livingston, our highest-volume program is DSCR rental and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Livingston hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Livingston.
Yes. DSCR loans are well-suited to Livingston's rental market.
Yes. We regularly close Livingston loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT