Los Altos is a premier suburban community in Santa Clara County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Los Altos borrowers across fix and flip, rental, and small commercial scenarios.
Investor demand in Los Altos is anchored by long-tenured owners and tight resale supply — typical project values run around $2.33M and competition rewards fast closers.
We structure Los Altos loans with realistic HOA and CC&R review baked into close timelines so the project hits market in the right seasonal window. Local pocket coverage includes Old Los Altos, Country Club, North Los Altos, South Los Altos and adjacent Los Altos submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Los Altos private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Los Altos, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Los Altos hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Los Altos.
Yes. DSCR loans are well-suited to Los Altos's rental market.
Yes. We regularly fund high-dollar rehab projects throughout Los Altos.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT