Los Altos Hills is an exclusive rural-residential town in the foothills above Silicon Valley, defined by one-acre minimum lots, no commercial zoning, and sweeping views toward the bay from ridgelines near Page Mill and Foothill. Its economy is pure high-net-worth residential, home to tech executives and venture principals, and the housing stock ranges from dated mid-century hillside homes to sprawling new estates in the Robleda and Magdalena areas. Investors here operate at the top of the market, focused on estate remodels and teardown-rebuilds where large lots, view premiums, and demanding buyers create outsized value on a well-executed project.
Fidelity Funding lends directly across the South Bay foothills, underwriting the asset and the construction plan rather than tax returns, which fits the high-dollar, long-timeline projects this town produces. We close in five to ten business days, fund up to 90% of purchase plus 100% of rehab, and size loans up to $50M for the substantial estate budgets common here. Whether you are rebuilding on a Page Mill ridgeline or modernizing a Foothill hillside home, our capital is built for the largest deals in the valley.
Los Altos Hills is a premium California enclave where school-district pull and HOA-controlled inventory keep values resilient even when the broader market softens.
Investors in Los Altos Hills often layer in cosmetic-plus-kitchens scopes that lift the property a full price tier above the $2.33M median without triggering structural permits. Local pocket coverage includes Page Mill, Foothill, Robleda, Magdalena and adjacent Los Altos Hills submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Los Altos Hills private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Los Altos Hills, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our construction program supports large-lot teardown-rebuilds and custom estate projects, with loans sized up to $50M to match this town's budgets.
We can. As an asset-based lender we underwrite the property, the plan, and the exit, which suits complex hillside and view-driven builds near Page Mill and Foothill.
We lend up to $50M, which covers acquisition plus the substantial construction costs typical of Robleda and Magdalena estate projects.
Typically five to ten business days once title and appraisal clear, letting well-capitalized buyers act on scarce estate opportunities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT