Loyalton is a mountain resort market in Sierra County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Loyalton borrowers across fix and flip, rental, and small commercial scenarios.
Seasonal weather windows define the build season in Loyalton; we structure rehab loans around realistic mountain construction calendars and a $276K project basis.
Most Loyalton files we fund are STR-focused rehabs with DSCR refi takeouts sized against peak-season nightly rates. Local pocket coverage includes Downtown Loyalton, Sierra Brooks, Beckwourth corridor, Sattley border and adjacent Loyalton submarkets.
Estimated local median: $276K · Typical loan range: $180K – $345K · Top program: STR DSCR and rehab
Most Loyalton private money loans we fund range from $180K to $345K, sized against an estimated local median around $276K. Loans outside that range are case-by-case based on parcel and scope.
For Loyalton, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Loyalton hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Loyalton.
Yes. DSCR loans are well-suited to Loyalton's rental market.
Yes. Our DSCR program qualifies Loyalton short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT