Mammoth Lakes is a mountain resort market in Mono County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Mammoth Lakes borrowers across fix and flip, rental, and small commercial scenarios.
Seasonal weather windows define the build season in Mammoth Lakes; we structure rehab loans around realistic mountain construction calendars and a $506K project basis.
Most Mammoth Lakes files we fund are STR-focused rehabs with DSCR refi takeouts sized against peak-season nightly rates. Local pocket coverage includes The Village, Old Mammoth, Sierra Star, Snowcreek and adjacent Mammoth Lakes submarkets.
Estimated local median: $506K · Typical loan range: $329K – $632K · Top program: STR DSCR and rehab
Most Mammoth Lakes private money loans we fund range from $329K to $632K, sized against an estimated local median around $506K. Loans outside that range are case-by-case based on parcel and scope.
For Mammoth Lakes, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Mammoth Lakes hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Mammoth Lakes.
Yes. DSCR loans are well-suited to Mammoth Lakes's rental market.
Yes. Our DSCR program qualifies Mammoth Lakes short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT