Nevada City blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across Nevada County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Nevada City borrowers across fix and flip, rental, and small commercial scenarios.
Nevada City draws design-driven buyers, and tasteful restorations in the $525K price band consistently outperform comparable cosmetic flips.
Typical Nevada City rehab loans are scoped around restoration-grade finishes that match the historic-district character — that detail consistently lifts resale values above the $525K median. Local pocket coverage includes Downtown Nevada City, Boulder Street, Cement Hill, Banner Mountain and adjacent Nevada City submarkets.
Estimated local median: $525K · Typical loan range: $341K – $656K · Top program: historic-district fix-and-flip and small commercial
Most Nevada City private money loans we fund range from $341K to $656K, sized against an estimated local median around $525K. Loans outside that range are case-by-case based on parcel and scope.
For Nevada City, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Nevada City hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Nevada City.
Yes. DSCR loans are well-suited to Nevada City's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Nevada City.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT