Newark is a compact East Bay suburb on the southern edge of Alameda County, tied to the Peninsula by the Dumbarton Bridge and to Silicon Valley jobs across the water. Its economy blends light industry, the NewPark retail district, and a commuter residential base, and the housing stock is dominated by 1950s through 1970s single-family tracts in Old Newark and along Cedar Boulevard, with newer transit-and-retail-adjacent development near the Lake area. Investors like the relatively affordable East Bay basis, the value-add room in aging tracts, and steady tenant demand from workers commuting to both Silicon Valley and the East Bay job cores.
Fidelity Funding lends directly throughout the East Bay, underwriting the asset and the plan rather than income documents. We close in as little as five to seven business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR loans for Newark's reliable rental demand. Whether you are flipping an Old Newark tract home, adding an ADU on a Cedar Boulevard lot, or holding a rental near NewPark, our capital fits a market where updated homes move steadily.
Standard suburban product in Newark accounts for the bulk of our local volume — the median is around $1.04M and fix-and-flip deals here close on schedule.
Typical Newark deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Old Newark, NewPark, Lake, Cedar Boulevard and adjacent Newark submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Newark private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Newark, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on single-family flips, ADU projects, small multifamily, and DSCR rentals across Old Newark, NewPark, the Lake area, and Cedar Boulevard on an asset basis.
Yes. The tract-era lots often support a detached unit, and our rehab and construction programs cover up to 100% of rehab so you can add rentable space.
Attainable pricing plus Dumbarton Bridge access to Silicon Valley and East Bay jobs drives steady tenant demand, which our DSCR loans qualify on.
As fast as five to seven business days once title and appraisal clear, because we are the direct lender making the call.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT