Newport Beach is one of California's premier luxury markets, where speed, discretion, and high loan amounts are the price of entry. Coastal tear-downs, custom spec builds, and high-value commercial properties define the investment landscape.
Fidelity Funding delivers hard money loans, bridge financing, and private money to Newport Beach investors and developers, with the leverage and execution speed that this market demands.
Newport Beach is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $1.04M-band fix-and-flip inventory absorbs reliably.
Investor exits in Newport Beach skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $1.04M median for downside protection. Local pocket coverage includes Balboa Island, Corona del Mar, Newport Coast, Lido Isle, Balboa Peninsula, Newport Heights and adjacent Newport Beach submarkets.
Estimated local median: $1.04M · Typical loan range: $679K – $1.31M · Top program: fix-and-flip and DSCR rental
Most Newport Beach private money loans we fund range from $679K to $1.31M, sized against an estimated local median around $1.04M. Loans outside that range are case-by-case based on parcel and scope.
For Newport Beach, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. We regularly fund ground-up and major rehab construction loans for coastal spec builds in Newport Beach.
We routinely fund Newport Beach loans into the multimillion dollar range for qualified sponsors and projects.
Yes. We provide bridge and hard money loans on retail, office, and mixed-use property in Newport Beach and the surrounding coastal markets.
Most Newport Beach loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT