Palm Springs is the cultural and design capital of the Coachella Valley, with iconic mid-century modern architecture, a thriving short-term rental market, and consistent demand from luxury buyers and investors. Renovation and short-term rental scenarios drive most of the deal flow.
Fidelity Funding delivers hard money loans, private money, and bridge financing for Palm Springs borrowers, including fix and flip, short-term rental DSCR, luxury, and commercial scenarios.
For a property in Palm Springs, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Movie Colony, Old Las Palmas, Vista Las Palmas, Twin Palms, Sunmor, Deepwell Estates and adjacent Palm Springs submarkets.
Illustrative property value: $570K · Illustrative financing range: $371K – $713K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $371K to $713K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. Our DSCR program is a strong fit for Palm Springs short-term rentals and uses platform income data to qualify the property.
Yes. We regularly fund high-dollar mid-century and luxury rehabs across Palm Springs and the broader Coachella Valley.
Most Palm Springs hard money loans close in 5 to 10 business days.
Yes. We offer cash-out refinancing on Palm Springs short-term rentals using DSCR underwriting.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT