Palm Springs is the cultural and design capital of the Coachella Valley, with iconic mid-century modern architecture, a thriving short-term rental market, and consistent demand from luxury buyers and investors. Renovation and short-term rental scenarios drive most of the deal flow.
Fidelity Funding delivers hard money loans, private money, and bridge financing for Palm Springs borrowers, including fix and flip, short-term rental DSCR, luxury, and commercial scenarios.
Standard suburban product in Palm Springs accounts for the bulk of our local volume — the median is around $570K and fix-and-flip deals here close on schedule.
Typical Palm Springs deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer. Local pocket coverage includes Movie Colony, Old Las Palmas, Vista Las Palmas, Twin Palms, Sunmor, Deepwell Estates and adjacent Palm Springs submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most Palm Springs private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For Palm Springs, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes. Our DSCR program is a strong fit for Palm Springs short-term rentals and uses platform income data to qualify the property.
Yes. We regularly fund high-dollar mid-century and luxury rehabs across Palm Springs and the broader Coachella Valley.
Most Palm Springs hard money loans close in 5 to 10 business days.
Yes. We offer cash-out refinancing on Palm Springs short-term rentals using DSCR underwriting.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT