Palo Alto is a premier suburban community in Santa Clara County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Palo Alto borrowers across fix and flip, rental, and small commercial scenarios.
Palo Alto draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $2.33M median once renovated.
Typical Palo Alto deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Old Palo Alto, Crescent Park, Professorville, Community Center, College Terrace, Midtown and adjacent Palo Alto submarkets.
Estimated local median: $2.33M · Typical loan range: $1.51M – $2.91M · Top program: high-balance fix-and-flip and bridge
Most Palo Alto private money loans we fund range from $1.51M to $2.91M, sized against an estimated local median around $2.33M. Loans outside that range are case-by-case based on parcel and scope.
For Palo Alto, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Palo Alto hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Palo Alto.
Yes. DSCR loans are well-suited to Palo Alto's rental market.
Yes. We regularly fund high-dollar rehab projects throughout Palo Alto.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT