Paso Robles sits in the heart of San Luis Obispo County wine country, with strong tourism, an active short-term rental market, and consistent demand for vineyard-adjacent residential and small commercial property.
Fidelity Funding provides hard money loans, private money, and bridge financing for Paso Robles borrowers across fix and flip, rental, and small commercial scenarios.
Investor activity in Paso Robles centers on STR-permitted parcels and small vineyard-adjacent commercial — typical project values track the $949K local median.
We structure Paso Robles loans to clear agricultural overlay, well/septic, and STR permitting checkpoints before the rehab line draws down. Local pocket coverage includes Downtown Paso Robles, Templeton border, Wine Country, Heritage Ranch and adjacent Paso Robles submarkets.
Estimated local median: $949K · Typical loan range: $617K – $1.19M · Top program: vineyard-adjacent STR DSCR and small commercial bridge
Most Paso Robles private money loans we fund range from $617K to $1.19M, sized against an estimated local median around $949K. Loans outside that range are case-by-case based on parcel and scope.
For Paso Robles, our highest-volume program is vineyard-adjacent STR DSCR and small commercial bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Paso Robles hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Paso Robles.
Yes. DSCR loans are well-suited to Paso Robles's rental market.
Yes. Our DSCR program qualifies Paso Robles short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT