FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Piedmont, California

Piedmont is a premier suburban community in Alameda County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.

Fidelity Funding provides hard money loans, private money, and bridge financing for Piedmont borrowers across fix and flip, rental, and small commercial scenarios.

Piedmont Market Brief

Piedmont is a premium California enclave where school-district pull and HOA-controlled inventory keep values resilient even when the broader market softens.

Investors in Piedmont often layer in cosmetic-plus-kitchens scopes that lift the property a full price tier above the $1.71M median without triggering structural permits. Local pocket coverage includes Crocker Highlands border, Piedmont Avenue, Piedmont Park, Highland and adjacent Piedmont submarkets.

Piedmont Lending Notes

  • HOA and CC&R review built into close timeline
  • School-district premium reflected in ARV underwriting
  • Permit pre-screen for cosmetic vs. structural scope

Estimated local median: $1.71M · Typical loan range: $1.11M – $2.13M · Top program: high-balance fix-and-flip and bridge

Piedmont Lender FAQs

What loan amounts are typical in Piedmont?

Most Piedmont private money loans we fund range from $1.11M to $2.13M, sized against an estimated local median around $1.71M. Loans outside that range are case-by-case based on parcel and scope.

What loan program fits Piedmont best?

For Piedmont, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.

Key Facts

  • Hard money loans Piedmont with fast funding
  • Private money lender Piedmont for investors
  • Bridge loans Piedmont for time-sensitive deals
  • Fix and flip loans Piedmont with rehab funding
  • DSCR loans Piedmont for rental investors
  • Investment property loans Piedmont with high loan amounts

Frequently Asked Questions

How fast can a Piedmont hard money loan close?

Most Piedmont hard money loans close in 5 to 10 business days.

Do you fund fix and flip projects in Piedmont?

Yes. Fix and flip is one of our most-funded loan types in Piedmont.

Do you offer DSCR rental loans in Piedmont?

Yes. DSCR loans are well-suited to Piedmont's rental market.

Do you fund luxury rehabs in Piedmont?

Yes. We regularly fund high-dollar rehab projects throughout Piedmont.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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