Pittsburg is a working East County city on the San Joaquin River waterfront, with an industrial heritage in steel and power, a revitalizing Old Town marina district, and a BART extension that ties it into the wider Bay Area commute. Its economy blends industry, logistics, and bedroom-community commuting along Highway 4, and the housing stock ranges from older Old Town Pittsburg homes near the water to 1970s through 2000s tracts in San Marco and Vista Del Mar and near the Bay Point border. Investors are drawn by some of the most affordable East County pricing, aging value-add inventory, and steady tenant demand from a large commuting workforce.
Fidelity Funding lends directly across Contra Costa County, underwriting the asset and the plan rather than income documents. We close in as little as five to seven business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR, multifamily, and small commercial programs suited to Pittsburg's mixed fabric. Whether you are flipping an Old Town home near the marina, repositioning small commercial along Highway 4, or holding a San Marco rental, our capital fits an affordable, jobs-and-transit market with real upside.
Pittsburg rewards investors who can navigate rent-stabilization rules and unit-mix repositioning — most of our Pittsburg files involve $765K-range value-add bridge capital.
Most Pittsburg multifamily loans we fund are structured around unit-mix repositioning, rent-stabilization compliance, and a DSCR refi takeout once stabilized. Local pocket coverage includes Old Town Pittsburg, Bay Point border, San Marco, Vista Del Mar and adjacent Pittsburg submarkets.
Estimated local median: $765K · Typical loan range: $497K – $956K · Top program: value-add multifamily bridge
Most Pittsburg private money loans we fund range from $497K to $956K, sized against an estimated local median around $765K. Loans outside that range are case-by-case based on parcel and scope.
For Pittsburg, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on single-family flips, small multifamily, small commercial, and DSCR rentals across Old Town, San Marco, Vista Del Mar, and the Bay Point border on an asset basis.
Yes. Given Pittsburg's industrial and mixed-use fabric, our small commercial and multifamily programs suit repositioning along the Highway 4 corridor, sized to the asset.
Affordable pricing, BART access, and a large commuting workforce drive steady tenant demand, and our DSCR loans qualify properties on that rental income.
As fast as five to seven business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT