Placerville blends historic single-family inventory, an established downtown, and strong demand from owner-users and investors across El Dorado County.
Fidelity Funding provides hard money loans, private money, and bridge financing for Placerville borrowers across fix and flip, rental, and small commercial scenarios.
Placerville draws design-driven buyers, and tasteful restorations in the $640K price band consistently outperform comparable cosmetic flips.
Typical Placerville rehab loans are scoped around restoration-grade finishes that match the historic-district character — that detail consistently lifts resale values above the $640K median. Local pocket coverage includes Downtown Placerville, Hangtown, Coloma corridor, Diamond Springs border and adjacent Placerville submarkets.
Estimated local median: $640K · Typical loan range: $416K – $800K · Top program: historic-district fix-and-flip and small commercial
Most Placerville private money loans we fund range from $416K to $800K, sized against an estimated local median around $640K. Loans outside that range are case-by-case based on parcel and scope.
For Placerville, our highest-volume program is historic-district fix-and-flip and small commercial. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Placerville hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Placerville.
Yes. DSCR loans are well-suited to Placerville's rental market.
Yes. We regularly fund Craftsman, Spanish, and other historic-home rehabs throughout Placerville.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT