Redlands is the Inland Empire's citrus-and-university town, home to the University of Redlands and a beautifully preserved core of Victorian and craftsman homes around Downtown Redlands and Smiley Heights. Old navel-orange money built the grand houses of South Redlands, and the city's walkable downtown, historic character, and higher-income base give it values well above much of San Bernardino County. Neighborhoods range from the vintage streets near the University District to newer stock in North Redlands and toward the East Highlands Ranch and Mentone borders, where renovation and turnkey demand both stay healthy.
Fidelity Funding lends directly in Redlands and appreciates both its heritage housing and its premium finished values. We can underwrite a South Redlands Victorian restoration, a Smiley Heights value-add, or a University District rental on the asset and your plan rather than a stack of pay stubs. As a direct lender since 2006 we close in five to ten business days, fund up to 90% of cost plus 100% of rehab, and lend to 75% ARV to match Redlands price points. For DSCR holds or a fast bridge, a decision-maker answers directly at (877) 300-3007.
For a property in Redlands, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Redlands, South Redlands, North Redlands, Smiley Heights, University District, Mariposa and adjacent Redlands submarkets.
Illustrative property value: $523K · Illustrative financing range: $340K – $653K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $340K to $653K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We fund restorations of Victorian and craftsman homes in South Redlands and around Downtown Redlands, covering up to 100% of rehab so you can preserve the period detail buyers value.
Absolutely. Our DSCR loans qualify on projected rent, which fits the steady student and faculty demand in and around the University District.
Yes. Our loans run to $50M and we lend to 75% ARV, which comfortably covers premium South Redlands and Smiley Heights projects.
As fast as five to seven business days. Because we are a direct lender, you can present a strong, quick offer on competitive historic listings.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT