Richmond is a dense urban market in Contra Costa County with strong rental demand, value-add multifamily inventory, and consistent commercial activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Richmond borrowers across fix and flip, rental, and small commercial scenarios.
Richmond is a dense California submarket where rent control, zoning analysis, and tenant relocations factor into every multifamily underwriting file.
Investor exits in Richmond typically run 18 to 36 months from acquisition through stabilization to permanent refi or sale. Local pocket coverage includes Point Richmond, Marina Bay, Hilltop, Iron Triangle, North & East, San Pablo border and adjacent Richmond submarkets.
Estimated local median: $765K · Typical loan range: $497K – $956K · Top program: value-add multifamily bridge
Most Richmond private money loans we fund range from $497K to $956K, sized against an estimated local median around $765K. Loans outside that range are case-by-case based on parcel and scope.
For Richmond, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Richmond hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Richmond.
Yes. DSCR loans are well-suited to Richmond's rental market.
Yes. We regularly fund small multifamily acquisitions and bridge financing throughout Richmond.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT