San Bernardino sits at the heart of the Inland Empire, with deep single-family inventory, expanding multifamily corridors, and major commercial activity along the I-10 and I-215 corridors. Affordability versus coastal markets keeps investor demand consistent.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Bernardino borrowers across residential, multifamily, and commercial scenarios.
San Bernardino is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $523K-band fix-and-flip inventory absorbs reliably.
Investor exits in San Bernardino skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $523K median for downside protection. Local pocket coverage includes Downtown San Bernardino, Arrowhead, Verdemont, Del Rosa, North Park, University District and adjacent San Bernardino submarkets.
Estimated local median: $523K · Typical loan range: $340K – $653K · Top program: fix-and-flip and DSCR rental
Most San Bernardino private money loans we fund range from $340K to $653K, sized against an estimated local median around $523K. Loans outside that range are case-by-case based on parcel and scope.
For San Bernardino, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Bernardino hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Bernardino.
Yes. DSCR loans are a strong fit for San Bernardino's rental market and require no personal income documentation.
Yes. We regularly close San Bernardino loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT